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Purchasing A Home
So you've been thinking about buying a home for a while and believe now's the time to take the plunge and do it. So where do you start?

With the plethora of information available to consumers, most people begin by searching online for " homes for sale " but wait... before you jump right in, let's go over a few things first.


           Are You Really Ready to Buy a House?


Below are 5 questions you should be able to answer with a "YES" if you're really in the best position to purchase a new home right now.

1. Do you have your finances in order?  
    Besides the actual price of the home there are other costs involved. So be sure to talk with a mortgage professional.

2. Do you plan on living in the home for at least 5 years?  
    Any time less than this could mean a monetary loss. Even if you were to get the same price you paid for the home you won't break even, as there will be fees involved to close the deal.

3. Have you made a top 10 list of  what features are important to you?   
    Know your criteria. Make a list of what is most important to you and your family. Do you want new construction? What school district do you want to live in? Do you want a fireplace? Swimming pool? Granite counter tops? Or would you prefer a resale home? Or maybe a fixer-upper? Is a large yard important? Do you want to be within walking distance to shopping? Nearby parks? Churches?

4. Are you ready to maintain a home?  
    If you are a first-time buyer it's important to be realistic about the demands of home ownership  and  maintenance. This includes but is not limited to: lawn care (mowing the lawn; trimming bushes; weed control, fertilizing, etc...) cleaning gutters and downspouts, keeping home systems in good working order (heating, air, conditioning, plumbing) check and maintain your home's exterior and interior paint, the roof, windows and the list goes on and on.

5. Can you make a move in 30 to 90 days? 
    If your time frame is too short (less than 30 days) it may not allow you the luxury to make the necessary arrangements and notifications in order to move so soon. On the other hand, too long of a time frame doesn't make sense either ,as housing markets are constantly changing. Between 30 to 90 days to buy a home is the sweet spot.
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